White Hot Chocolate Recipe
White Hot Chocolate is the ultimate cozy comfort drink, as creamy and decadent as a warm hug on a snowy day. Rich white chocolate melted into whole milk and half-and-half delivers a velvety-smooth sip, perfectly balanced with just a hint of sea salt. Every mug feels indulgent, and the best part is customizing it with whipped cream, marshmallows, or a shower of crushed peppermint. Whether you’re looking for a festive treat or simply craving something luscious, this White Hot Chocolate transforms any moment into something special.

Ingredients You’ll Need
With just a handful of thoughtfully chosen ingredients, you can unlock all the sumptuous flavor and dreamy texture classic White Hot Chocolate has to offer. Each component brings its own magic, and choosing quality here makes all the difference—from the creaminess to the perfect melt.
- Whole milk: Provides a rich, creamy base that lets the sweetness of white chocolate truly shine.
- Half and half: Adds extra smoothness and a luxurious mouthfeel you simply can’t replicate with milk alone.
- Sweetened condensed milk: Delivers a deeper sweetness and adds body, making every sip irresistibly silky.
- High-quality chopped white chocolate: Pick your favorite brand (try Lindt or Ghirardelli) for an ultra-luscious, melt-in-your-mouth experience.
- Pinch of sea salt: Just a pinch accents the sweetness and ties all the flavors together.
- Toppings (optional): Whipped cream, marshmallows, shaved white chocolate, crushed peppermint, or colorful sprinkles turn your mug into a personalized treat.
How to Make White Hot Chocolate
Step 1: Warm the Milks
Start by pouring the whole milk, half and half, and sweetened condensed milk into a large saucepan. Set it over medium-low heat. Cozy drinks are all about patience—heat slowly to prevent scalding, keeping a close eye until everything is steaming but not bubbling. This gentle heat creates a blank canvas, ready to embrace that dreamy white chocolate flavor.
Step 2: Melt in the White Chocolate
Once you see tiny bubbles collecting around the edges of your pan (it’s that sweet spot right before a simmer), toss in your chopped white chocolate. Stir steadily as the chocolate melts and swirls into the warm milk, transforming it into a gorgeous, smooth drink. Don’t rush—give the chocolate a moment to fully dissolve so you get a satiny, lump-free mug.
Step 3: Add Sea Salt and Whisk
Add a pinch of sea salt and grab a whisk. A quick whisk blends everything together, balancing the sweetness with just a touch of savory depth. If you close your eyes, you might catch the faint aroma of caramel mingling with vanilla and cream—pure heaven!
Step 4: Pour and Enjoy
Now comes the best part: pour your White Hot Chocolate into mugs while it’s piping hot and steamy. All that’s left is the toppings—let everyone customize their own, whether with a mountain of whipped cream, marshmallows, or a flurry of crushed peppermint. Instant smiles are guaranteed!
How to Serve White Hot Chocolate

Garnishes
Toppings make your White Hot Chocolate go from comforting to dazzling, transforming each mug into a work of art. Try pillowy whipped cream, fluffy mini marshmallows, a dusting of shaved white chocolate, or a handful of crushed peppermint for a festive flair. Feeling playful? Pop on some rainbow sprinkles and watch those faces light up!
Side Dishes
Pair your creamy White Hot Chocolate with classic winter treats for the ultimate cozy moment. Sugar cookies, buttery shortbread, or a warm scone are perfect for dunking. On a chilly afternoon, a plate of fresh fruit or biscotti adds just the right touch of elegance (and makes your hot drink feel extra special).
Creative Ways to Present
Think beyond the mug! Pour your White Hot Chocolate into cute mason jars for a rustic vibe, or fancy glass mugs for an elegant dessert. Hosting a holiday party? Create a hot chocolate bar with jars of toppings, letting guests build their dream cup. Don’t forget a cinnamon stick or chocolate spoon for a fun finishing touch!
Make Ahead and Storage
Storing Leftovers
Leftover White Hot Chocolate will keep beautifully in the fridge for up to three days. Just let it cool to room temperature before pouring it into a covered container, then stash it in the refrigerator. Give it a good stir before reheating, as milk solids can settle a bit.
Freezing
While you can freeze White Hot Chocolate, the texture may shift a little due to the dairy. If you do want to freeze, let it cool completely and place it in a freezer-safe container, allowing some space for expansion. Thaw in the fridge overnight before reheating for the best results.
Reheating
For a quick warm-up, pour your chilled White Hot Chocolate into a saucepan and reheat gently over low heat, stirring often until hot. You can also microwave it in short bursts, stirring between intervals to keep it smooth and prevent any scorching.
FAQs
Can I make White Hot Chocolate dairy-free?
Absolutely! Substitute the whole milk and half-and-half with your favorite unsweetened non-dairy options, like almond or oat milk, and use vegan sweetened condensed milk and dairy-free white chocolate. You’ll still get that creamy, comforting sweetness with a plant-based spin.
What’s the best way to melt the white chocolate?
Chop your white chocolate into small, even pieces for quick, even melting. Stir constantly over gentle heat and avoid boiling—it’s all about slow and steady for that silky, lump-free texture.
Can I add flavors to my White Hot Chocolate?
Absolutely—get creative! Stir in a splash of vanilla extract, a hint of almond, or even a pinch of cinnamon for a spiced version. If you love peppermint, a drop or two of peppermint extract is the ultimate seasonal twist.
Why do I need to use high-quality white chocolate?
Good-quality white chocolate melts better and tastes infinitely creamier, avoiding the chalky texture that some baking chips can have. Investing in a trusted brand ensures your White Hot Chocolate feels elegant and indulgent with every sip.
Can I make this in advance for a crowd?
Absolutely! Prepare a big batch in advance and keep it warm on the stovetop over low heat, or transfer it to a slow cooker set on “keep warm.” Offer a topping bar so guests can dress up their mugs just how they like.
Final Thoughts
There’s truly nothing more comforting on a cold day than a mug of homemade White Hot Chocolate. Velvety, sweet, and always crowd-pleasing, it’s a treat that begs to be shared (or savored solo with a good book). Give this recipe a try and let it become your new winter tradition—one cozy cup at a time!
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White Hot Chocolate Recipe
- Total Time: 15 minutes
- Yield: 4 servings 1x
- Diet: Vegetarian
Description
Indulge in a cozy and creamy cup of homemade White Hot Chocolate that is rich, velvety, and perfect for chilly days.
Ingredients
For the White Hot Chocolate:
- 3 cups whole milk
- 1 cup half and half
- 1/2 cup sweetened condensed milk
- 6 ounces high-quality chopped white chocolate (such as Lindt or Ghirardelli)
- Pinch of sea salt
Topping ideas:
- Whipped cream
- Marshmallows
- Shaved white chocolate
- Crushed peppermint
- Sprinkles
Instructions
- In a large saucepan over medium-low heat, combine milk, half and half, and sweetened condensed milk. Heat until steaming; do not boil. As soon as you see bubbles collecting along the edges of the saucepan, stir in white chocolate until fully melted and smooth.
- Add the pinch of sea salt and whisk to combine.
- Serve immediately with toppings and enjoy!
- Prep Time: 5 minutes
- Cook Time: 10 minutes
- Category: Beverage
- Method: Stovetop
- Cuisine: American
Nutrition
- Serving Size: 1 cup
- Calories: 320
- Sugar: 30g
- Sodium: 150mg
- Fat: 18g
- Saturated Fat: 11g
- Unsaturated Fat: 5g
- Trans Fat: 0g
- Carbohydrates: 35g
- Fiber: 0g
- Protein: 8g
- Cholesterol: 35mg
Keywords: White Hot Chocolate, Hot Drink, Winter Beverage, Comforting Drink