Dessert

Hot Cocoa Fluff Dip Recipe

Bylilan Sage February 4, 2026February 4, 2026

Introduction

Hot Cocoa Fluff is a rich and creamy dip that captures the cozy flavors of hot chocolate in a fun, fluffy form. Perfect for holiday parties or a delightful treat anytime, it pairs wonderfully with cookies and fresh fruit for dipping.

A red cup filled with thick, smooth chocolate mousse forms the bottom layer, topped with a thick, fluffy layer of white whipped cream sprinkled with small white marshmallows and crushed red and white peppermint bits. A large graham cracker is dipped into the mousse on the right side of the cup. The cup sits on a red plate, surrounded by a ring of round, sugar-coated yellow cookies and broken pieces of rectangular graham crackers scattered behind the cup. The background is a white marbled texture. Photo taken with an iphone --ar 4:5 --v 7

Ingredients

1 (8-oz.) package cream cheese, room temperature
1 cup Marshmallow Fluff
3/4 cup plus 2 tablespoons hot cocoa mix (about 4 packets, 1.38 oz each)
1/2 cup heavy cream
1/4 cup unsweetened cocoa powder
Whipped cream, mini marshmallows, and holiday sprinkles (optional, for serving)
Oreos, graham crackers, shortbread cookies, peppermint sandwich cookies, and/or whole strawberries (for dipping)

Instructions

Step 1: In the large bowl of a stand mixer fitted with the paddle attachment, beat the cream cheese and Marshmallow Fluff on medium-high speed until light and fluffy, about 1 minute.
Step 2: Add the hot cocoa mix, heavy cream, and unsweetened cocoa powder. Beat on low speed until just combined, about 1 to 2 minutes.
Step 3: Increase the mixer speed to medium-high and beat until the dip is smooth and the cocoa mix has fully dissolved, around 2 to 3 minutes.
Step 4: Transfer the Hot Cocoa Fluff to a serving bowl. Top with whipped cream, mini marshmallows, and holiday sprinkles if desired. Serve with your favorite cookies and fruit for dipping.

Tips & Variations

For extra indulgence, drizzle a little melted chocolate over the dip or mix in some finely chopped peppermint for a festive twist.
Use full-fat ingredients for the creamiest texture and richest flavor.
If you don’t have a stand mixer, a hand mixer works just as well—just be sure to beat long enough to achieve a smooth consistency.

Storage

Store any leftover Hot Cocoa Fluff in an airtight container in the refrigerator for up to 3 days. Before serving again, let it sit at room temperature for about 15 minutes and briefly stir to restore its creamy texture. Do not freeze, as the texture may change.

How to Serve

A red cup filled with three layers: the bottom layer is smooth, dark brown chocolate mousse that slightly overflows the cup's edge, the middle layer is topped with fluffy white whipped cream, and the top layer is decorated with small white marshmallows and red-and-white striped crushed candy cane pieces scattered on the whipped cream. A woman's hand is dipping a square golden brown graham cracker into the mousse. The cup sits on a white plate with golden round cookies and more square graham crackers arranged around it, all set on a white marbled surface. Photo taken with an iphone --ar 4:5 --v 7

Serve this delicious recipe with your favorite sides.

FAQs

Can I make Hot Cocoa Fluff ahead of time?

Yes, you can prepare it up to a day in advance. Keep it covered and refrigerated until ready to serve.

Is this dip suitable for kids?

Absolutely! This sweet, fluffy dip is a kid-friendly treat, especially when paired with fun dippers like cookies and fruit.